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Grosse Pointe Farms, Michigan Retirement Guide
established retirement community
51
Retirement Score
Grosse Pointe Farms, Michigan at a Glance
- Median Home Price
- $409,200
- State Income Tax
- State income tax; Social Security fully exempt; age-based pension deduction.
- Avg January Low
- 20.4°F
- Cost of Living Index
- 93.6 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 51 / 100
Retirement Data
Affordability
Cost of Living Index
93.6 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$409,200High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,528High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; age-based pension deduction.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)Data not available
Aging-in-Place Score (proxy)
40.9 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access ScoreData not available
Climate
Avg July High
82.5°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
20.4°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
33.7"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
260 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
85.1 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
15.1 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0.6 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
10,018High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
51.4High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
23.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$156,465High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
95.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
5.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
77.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
2.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
90.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
0.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
1.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
2.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Grosse Pointe Farms using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$887
Stress-case monthly carrying cost
$996
Median home price used: $409,200
Median rent reference: $1,528 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.