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Grand Rapids, Michigan Retirement Guide
established retirement community
49
Retirement Score
Grand Rapids, Michigan at a Glance
- Median Home Price
- $237,900
- State Income Tax
- State income tax; Social Security fully exempt; age-based pension deduction.
- Avg January Low
- 17.9°F
- Cost of Living Index
- 93.6 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 49 / 100
Retirement Data
Affordability
Cost of Living Index
93.6 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$237,900High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$1,276High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; age-based pension deduction.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
23.8 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
46.1 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
23.8 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
81.8°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
17.9°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
38.3"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
242 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
63.3 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
42.8 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
10.1 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
198,096High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
31.8High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
12.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$61,634High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
54.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
4.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
39.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
19.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
63.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
17.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
15.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
2.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Grand Rapids using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$515
Stress-case monthly carrying cost
$579
Median home price used: $237,900
Median rent reference: $1,276 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.