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Grand Haven, Michigan Retirement Guide
established retirement community
73
Retirement Score
Grand Haven, Michigan at a Glance
- Median Home Price
- $229,000
- State Income Tax
- State income tax; Social Security fully exempt; age-based pension deduction.
- Avg January Low
- 22.8°F
- Cost of Living Index
- 93.6 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 73 / 100
Retirement Data
Affordability
Cost of Living Index
93.6 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$229,000High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$920High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; age-based pension deduction.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
70.1 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
100 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
75.3°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
22.8°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
43.6"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
242 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
85.1 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
78.3 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
5.7 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
10,961High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
43.7High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
24.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$57,650High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
67.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
7.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
35.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
12.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
92.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
0.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
5.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
0.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Grand Haven using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$496
Stress-case monthly carrying cost
$557
Median home price used: $229,000
Median rent reference: $920 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.