Photo by Willis Stout on Unsplash (https://unsplash.com/@willis_stout)
Golden Valley, Minnesota Retirement Guide
34
Retirement Score
Golden Valley, Minnesota at a Glance
- Median Home Price
- $381,400
- State Income Tax
- State income tax; Social Security and retirement income have income-based partial exemptions.
- Avg January Low
- 6.4°F
- Cost of Living Index
- 97.5 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 34 / 100
Retirement Data
Affordability
Cost of Living Index
97.5 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$381,400High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,589High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and retirement income have income-based partial exemptions.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
0 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
43 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
0 / 100High confidence
CMS Hospital General Information (no in-city hospital listed) · Updated June 2026
Climate
Avg July High
81.3°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
6.4°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
32"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
258 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
4.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
7.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
22,142High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
45.8High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
22.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$110,026High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
71.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
59.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
8.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
82.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
5.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
3.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
2.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Golden Valley using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$826
Stress-case monthly carrying cost
$928
Median home price used: $381,400
Median rent reference: $1,589 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
THE OAK RIDGE FINANCIAL SERVICES GROUP, INC
THE OAK RIDGE FINANCIAL SERVICES GROUP, INC
THE OAK RIDGE FINANCIAL SERVICES GROUP, INC
+16 more financial advisors available