Photo by Alberto Restifo on Unsplash (https://unsplash.com/@albertorestifo)
Godfrey, Illinois Retirement Guide
70
Retirement Score
Godfrey, Illinois at a Glance
- Median Home Price
- $169,200
- State Income Tax
- State income tax; Social Security and retirement income (pensions, 401k, IRA) fully exempt.
- Avg January Low
- 24.8°F
- Cost of Living Index
- 101.2 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 70 / 100
Retirement Data
Affordability
Cost of Living Index
101.2 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$169,200High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,089High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and retirement income (pensions, 401k, IRA) fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
37.2 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
87.9°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
24.8°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
49.5"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
288 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
92.3 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
0 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
17,791High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
50.5High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
27.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$84,920High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
83.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
11.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
31.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
6.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
90.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
4.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
1.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
0.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Godfrey using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$367
Stress-case monthly carrying cost
$412
Median home price used: $169,200
Median rent reference: $1,089 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.