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Gloucester Point, Virginia Retirement Guide
65
Retirement Score
Gloucester Point, Virginia at a Glance
- Median Home Price
- $278,400
- State Income Tax
- State income tax; Social Security exempt; age-based retirement income subtraction available.
- Avg January Low
- 30°F
- Cost of Living Index
- 102 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 65 / 100
Retirement Data
Affordability
Cost of Living Index
102 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$278,400High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,001High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; age-based retirement income subtraction available.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
44.4 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
90.5°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
30°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
41.3"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
300 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
9.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
11,016High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
40.4High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
19.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$73,356High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
69.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
10.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
25.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
10.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
82.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
7.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
6.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Gloucester Point using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$603
Stress-case monthly carrying cost
$677
Median home price used: $278,400
Median rent reference: $1,001 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.