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Retirement community in Gallatin, Tennessee

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Gallatin, Tennessee Retirement Guide

established retirement community
55

Retirement Score

Gallatin, Tennessee at a Glance

Median Home Price
$306,100
State Income Tax
N/A
Avg January Low
N/A
Cost of Living Index
N/A
Best For
established retirement community
RetireCityIQ Score
55 / 100

Retirement Data

Affordability

Cost of Living IndexData not available
Median Home Price
$306,100High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,250High confidence
U.S. Census ACS 5-Year · Updated April 2026

Taxes

Retirement Tax ScoreData not available
Tax DetailsData not available

Retiree Readiness (Sprint 2)

Care Access Score (proxy)Data not available
Aging-in-Place Score (proxy)Data not available

Healthcare

Healthcare Access ScoreData not available

Climate

Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available

Safety

Safety ScoreData not available

Walkability

Walk Score (proxy)Data not available
Transit Score (proxy)Data not available

Demographics

Population
44,947High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
37.8High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
17.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$68,548High confidence
U.S. Census ACS 5-Year · Updated April 2026

Community Profile

Owner-Occupied Housing
59.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
7.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
30.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
13.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026

Diversity

White
69.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
15.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
9.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
2.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026

10-Year Housing Stress Test (Estimate)

Estimate monthly homeowner carrying cost in Gallatin using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.

Estimated monthly carrying cost

$663

Stress-case monthly carrying cost

$745

Median home price used: $306,100

Median rent reference: $1,250 / month

Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.

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