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Fort Oglethorpe, Georgia Retirement Guide
established retirement community
70
Retirement Score
Fort Oglethorpe, Georgia at a Glance
- Median Home Price
- $163,800
- State Income Tax
- State income tax; Social Security fully exempt; retirement income exclusion up to $65k.
- Avg January Low
- 33.8°F
- Cost of Living Index
- 95.7 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 70 / 100
Retirement Data
Affordability
Cost of Living Index
95.7 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$163,800High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$884High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; retirement income exclusion up to $65k.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
41.7 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
100 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
90.3°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
33.8°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
53.8"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
298 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
97.1 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
6.4 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
10,203High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
43.5High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
28.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$49,789High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
49.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
8.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
20.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
10.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
85.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
4.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
1.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
4.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Fort Oglethorpe using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$355
Stress-case monthly carrying cost
$399
Median home price used: $163,800
Median rent reference: $884 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.