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Fort Madison, Iowa Retirement Guide
established retirement community
75
Retirement Score
Fort Madison, Iowa at a Glance
- Median Home Price
- $94,200
- State Income Tax
- State income tax; Social Security and retirement income exempt for those 55+.
- Avg January Low
- 18.7°F
- Cost of Living Index
- 88.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 75 / 100
Retirement Data
Affordability
Cost of Living Index
88.4 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$94,200High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$806High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and retirement income exempt for those 55+.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
49.4 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
85.8°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
18.7°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
33.5"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
294 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
19.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
3 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
10,293High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
43.0High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
19.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$48,944High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
72.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
8.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
17.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
14.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
92.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
4.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
5.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
0.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Fort Madison using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$204
Stress-case monthly carrying cost
$229
Median home price used: $94,200
Median rent reference: $806 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.