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Retirement community in Fairmount, Colorado

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Fairmount, Colorado Retirement Guide

established retirement community
27

Retirement Score

Fairmount, Colorado at a Glance

Median Home Price
$724,700
State Income Tax
State income tax; Social Security partially exempt for seniors; limited pension deduction.
Avg January Low
23.1°F
Cost of Living Index
102.3 (US avg = 100)
Best For
established retirement community
RetireCityIQ Score
27 / 100

Retirement Data

Affordability

Cost of Living Index
102.3 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$724,700High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$2,446High confidence
U.S. Census ACS 5-Year · Updated June 2026

Taxes

Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security partially exempt for seniors; limited pension deduction.High confidence
Tax Foundation · Updated June 2026

Retiree Readiness (Sprint 2)

Care Access Score (proxy)
0 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
44.9 / 100High confidence
RetireCityIQ proxy model · Updated June 2026

Healthcare

Healthcare Access Score
0 / 100High confidence

Climate

Avg July High
83.4°FHigh confidence
Avg January Low
23.1°FHigh confidence
Annual Precipitation
38.4"High confidence
Sunny Days / Year
272 daysHigh confidence

Safety

Safety Score
92.7 / 100High confidence
FBI Crime Data Explorer · Updated June 2026

Walkability

Walk Score (proxy)
15.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
4.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026

Demographics

Population
10,398High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
42.5High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
14.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$153,600High confidence
U.S. Census ACS 5-Year · Updated June 2026

Community Profile

Owner-Occupied Housing
91.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
4.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
59.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
3.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026

Diversity

White
93.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
0.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
5.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026

10-Year Housing Stress Test (Estimate)

Estimate monthly homeowner carrying cost in Fairmount using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.

Estimated monthly carrying cost

$1,570

Stress-case monthly carrying cost

$1,763

Median home price used: $724,700

Median rent reference: $2,446 / month

Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.

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