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Fair Oaks, California Retirement Guide
established retirement community
51
Retirement Score
Fair Oaks, California at a Glance
- Median Home Price
- $622,600
- State Income Tax
- State income tax; Social Security fully exempt; pension and retirement income generally taxable.
- Avg January Low
- 39.1°F
- Cost of Living Index
- 112.6 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 51 / 100
Retirement Data
Affordability
Cost of Living Index
112.6 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$622,600High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,759High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; pension and retirement income generally taxable.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
38.6 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
96.6°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
39.1°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
28.8"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
326 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
82.3 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
11.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
4.1 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
32,754High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
45.7High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
23.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$112,138High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
70.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
8.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
47.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
8.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
79.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
2.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
13.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
4.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Fair Oaks using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,349
Stress-case monthly carrying cost
$1,515
Median home price used: $622,600
Median rent reference: $1,759 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
MARK GILLAM ENTERPRISES
MARK GILLAM ENTERPRISES
MARK GILLAM ENTERPRISES
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