Photo by Desi Beckmann on Unsplash (https://unsplash.com/@lavina_star)
Edwards, Colorado Retirement Guide
52
Retirement Score
Edwards, Colorado at a Glance
- Median Home Price
- $738,900
- State Income Tax
- State income tax; Social Security partially exempt for seniors; limited pension deduction.
- Avg January Low
- 11.7°F
- Cost of Living Index
- 102.3 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 52 / 100
Retirement Data
Affordability
Cost of Living Index
102.3 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$738,900High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,870High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security partially exempt for seniors; limited pension deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
56.2 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
82.7°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Avg January Low
11.7°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Annual Precipitation
21.3"High confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Sunny Days / Year
326 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Safety
Safety Score
92.7 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
41.5 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
3.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
10,721High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
37.5High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
13.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$89,399High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
69.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
3.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
59.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
11.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
73.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
2.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
31.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Edwards using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,601
Stress-case monthly carrying cost
$1,798
Median home price used: $738,900
Median rent reference: $1,870 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.