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East St. Louis, Illinois Retirement Guide
established retirement community
48
Retirement Score
East St. Louis, Illinois at a Glance
- Median Home Price
- $55,100
- State Income Tax
- State income tax; Social Security and retirement income (pensions, 401k, IRA) fully exempt.
- Avg January Low
- 17.9°F
- Cost of Living Index
- 101.2 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 48 / 100
Retirement Data
Affordability
Cost of Living Index
101.2 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$55,100High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$585High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and retirement income (pensions, 401k, IRA) fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
0 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
47.8 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
0 / 100High confidence
CMS Hospital General Information (no in-city hospital listed) · Updated June 2026
Climate
Avg July High
82.6°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
17.9°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
41.4"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
270 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
92.3 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
18.3 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
17.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
18,796High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
43.3High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
22.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$28,519High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
52.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
7.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
12.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
31.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
1.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
94.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
1.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in East St. Louis using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$119
Stress-case monthly carrying cost
$134
Median home price used: $55,100
Median rent reference: $585 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.