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Durango, Colorado Retirement Guide
established retirement community
57
Retirement Score
Durango, Colorado at a Glance
- Median Home Price
- $569,100
- State Income Tax
- State income tax; Social Security partially exempt for seniors; limited pension deduction.
- Avg January Low
- 13.2°F
- Cost of Living Index
- 102.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 57 / 100
Retirement Data
Affordability
Cost of Living Index
102.3 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$569,100High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,404High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security partially exempt for seniors; limited pension deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
77.3 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
87.9°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
13.2°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
20.1"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
340 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
92.7 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
87.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
4.5 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
19,148High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
36.6High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
14.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$76,177High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
55.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
5.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
58.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
14.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
82.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
0.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
8.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Durango using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,233
Stress-case monthly carrying cost
$1,385
Median home price used: $569,100
Median rent reference: $1,404 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
FAMILY FINANCIAL SOLUTIONS GROUP, LLC
RED MOUNTAIN FINANCIAL PARTNERS
RED MOUNTAIN FINANCIAL PARTNERS, LLC
SWAN GLOBAL INVESTMENTS, LLC
+74 more financial advisors available