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Dubuque, Iowa Retirement Guide
established retirement community
59
Retirement Score
Dubuque, Iowa at a Glance
- Median Home Price
- $178,000
- State Income Tax
- State income tax; Social Security and retirement income exempt for those 55+.
- Avg January Low
- 12°F
- Cost of Living Index
- 88.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 59 / 100
Retirement Data
Affordability
Cost of Living Index
88.4 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$178,000High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$915High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and retirement income exempt for those 55+.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
39.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
55.9 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
39.7 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
82.9°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
12°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
36.3"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
278 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
34 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
4.3 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
59,315High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
37.9High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
20.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$63,520High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
64.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
7.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
33.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
13.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
87.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
4.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
2.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Dubuque using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$386
Stress-case monthly carrying cost
$433
Median home price used: $178,000
Median rent reference: $915 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
AVANTAX PLANNING PARTNERS, INC.
WEITZEL FINANCIAL SERVICES, INC.
STEELE CAPITAL MANAGEMENT, INC.
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