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Dover, Delaware Retirement Guide
established retirement community
60
Retirement Score
Dover, Delaware at a Glance
- Median Home Price
- $222,800
- State Income Tax
- State income tax; Social Security exempt; retirement income exclusion available by age.
- Avg January Low
- 31°F
- Cost of Living Index
- 98 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 60 / 100
Retirement Data
Affordability
Cost of Living Index
98 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$222,800High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,165High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security exempt; retirement income exclusion available by age.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
60.5 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
65.8 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
60.5 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
87.3°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
31°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
51.8"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
290 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
74.1 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
78.5 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
5.3 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
38,879High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
34.7High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
17.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$54,438High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
48.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
11.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
26.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
20.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
41.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
42.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
9.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
3.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Dover using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$483
Stress-case monthly carrying cost
$542
Median home price used: $222,800
Median rent reference: $1,165 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.