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Daphne, Alabama Retirement Guide
established retirement community
57
Retirement Score
Daphne, Alabama at a Glance
- Median Home Price
- $276,300
- State Income Tax
- State income tax; Social Security and defined-benefit pensions fully exempt.
- Avg January Low
- 39.2°F
- Cost of Living Index
- 88 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 57 / 100
Retirement Data
Affordability
Cost of Living Index
88 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$276,300High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,308High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and defined-benefit pensions fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
42.2 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
36.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
42.2 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
90.7°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
39.2°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
52.2"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
308 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
88.5 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
2.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
27,861High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
37.6High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
17.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$80,657High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
71.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
11.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
40.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
9.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
76.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
14.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
3.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
2.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Daphne using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$599
Stress-case monthly carrying cost
$672
Median home price used: $276,300
Median rent reference: $1,308 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
6TH STREET ADVISORS, LLC
6TH STREET ADVISORS, LLC
6TH STREET ADVISORS, LLC
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