Photo by Alberto Restifo on Unsplash (https://unsplash.com/@albertorestifo)
Crestwood, Illinois Retirement Guide
established retirement community
58
Retirement Score
Crestwood, Illinois at a Glance
- Median Home Price
- $185,800
- State Income Tax
- State income tax; Social Security and retirement income (pensions, 401k, IRA) fully exempt.
- Avg January Low
- N/A
- Cost of Living Index
- 101.2 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 58 / 100
Retirement Data
Affordability
Cost of Living Index
101.2 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$185,800High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,126High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
60 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security and retirement income (pensions, 401k, IRA) fully exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)Data not available
Aging-in-Place Score (proxy)
44.7 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access ScoreData not available
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety Score
92.3 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
12.4 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
14.5 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
10,737High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
49.6High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
26.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$73,219High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
75.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
6.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
24.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
11.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
78.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
10.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
10.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
3.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Crestwood using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$403
Stress-case monthly carrying cost
$452
Median home price used: $185,800
Median rent reference: $1,126 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.