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Columbia, Tennessee Retirement Guide
established retirement community
73
Retirement Score
Columbia, Tennessee at a Glance
- Median Home Price
- $235,800
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- 32.3°F
- Cost of Living Index
- 91.8 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 73 / 100
Retirement Data
Affordability
Cost of Living Index
91.8 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$235,800High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,068High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
100 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
83.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
28.9 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
83.1 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
90.6°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Avg January Low
32.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Annual Precipitation
61.7"High confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Sunny Days / Year
298 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Safety
Safety Score
58.8 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
11.9 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
42,474High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
36.2High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
15.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$58,110High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
63.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
21.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
12.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
73.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
17.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
9.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
0.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Columbia using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$511
Stress-case monthly carrying cost
$574
Median home price used: $235,800
Median rent reference: $1,068 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.