Photo by Matt Noble on Unsplash (https://unsplash.com/@mcnoble)
Colorado Springs, Colorado Retirement Guide
low crime rateestablished retirement community
36
Retirement Score
Colorado Springs, Colorado at a Glance
- Median Home Price
- $455,200
- State Income Tax
- State income tax; Social Security partially exempt for seniors; limited pension deduction.
- Avg January Low
- 17.4°F
- Cost of Living Index
- 102.3 (US avg = 100)
- Best For
- low crime rate, established retirement community
- RetireCityIQ Score
- 36 / 100
Things to Consider
- higher state tax burden
- harsh winters
Retirement Data
Affordability
Cost of Living Index
102.3 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$455,200High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$1,537High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
30 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security partially exempt for seniors; limited pension deduction.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
17.2 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
43.7 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
17.2 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
86.2°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
17.4°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
16.3"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
334 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
87.7 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
18.6 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
1.9 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
479,612High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
35.1High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
14.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$79,026High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
61.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
14.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
41.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
10.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
73.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
6.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
18.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
3.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Colorado Springs using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$986
Stress-case monthly carrying cost
$1,108
Median home price used: $455,200
Median rent reference: $1,537 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.