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Coeur d'Alene, Idaho Retirement Guide
40
Retirement Score
Coeur d'Alene, Idaho at a Glance
- Median Home Price
- $384,700
- State Income Tax
- State income tax; Social Security fully exempt; partial pension deduction.
- Avg January Low
- 23°F
- Cost of Living Index
- 91.8 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 40 / 100
Retirement Data
Affordability
Cost of Living Index
91.8 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$384,700High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,212High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; partial pension deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
0 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
50.6 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
0 / 100High confidence
CMS Hospital General Information (no in-city hospital listed) · Updated June 2026
Climate
Avg July High
84.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
23°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
29.2"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
257 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
23.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
54,599High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
39.3High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
19.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$65,786High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
57.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
9.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
27.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
9.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
88.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
0.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
5.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Coeur d'Alene using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$834
Stress-case monthly carrying cost
$936
Median home price used: $384,700
Median rent reference: $1,212 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
FIVE PINE WEALTH
FIVE PINE WEALTH MANAGEMENT INC.
PINKERTON WEALTH PARTNERS
PINKERTON WEALTH, LLC
SHERMAN PORTFOLIOS
TRUE FREEDOM INVESTING, LLC