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Claymont, Delaware Retirement Guide
established retirement community
68
Retirement Score
Claymont, Delaware at a Glance
- Median Home Price
- $248,200
- State Income Tax
- State income tax; Social Security exempt; retirement income exclusion available by age.
- Avg January Low
- 28.5°F
- Cost of Living Index
- 98 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 68 / 100
Retirement Data
Affordability
Cost of Living Index
98 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$248,200High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,208High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; retirement income exclusion available by age.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
51.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
87.2°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
28.5°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
54.1"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
286 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
91.5 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
25 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
21.6 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
10,191High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
37.2High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
15.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$72,840High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
53.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
32.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
11.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
54.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
32.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
9.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
5.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Claymont using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$538
Stress-case monthly carrying cost
$604
Median home price used: $248,200
Median rent reference: $1,208 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.