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Carroll, Iowa Retirement Guide
established retirement community
74
Retirement Score
Carroll, Iowa at a Glance
- Median Home Price
- $172,000
- State Income Tax
- State income tax; Social Security and retirement income exempt for those 55+.
- Avg January Low
- 12.8°F
- Cost of Living Index
- 88.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 74 / 100
Retirement Data
Affordability
Cost of Living Index
88.4 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$172,000High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$695High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
60 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security and retirement income exempt for those 55+.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
55.6 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
100 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
83.8°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
12.8°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
26.6"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
296 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
34.1 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
2 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
10,270High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
43.7High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
22.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$60,368High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
69.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
6.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
24.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
8.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
93.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
2.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
3.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
0.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Carroll using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$373
Stress-case monthly carrying cost
$419
Median home price used: $172,000
Median rent reference: $695 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.