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Boulder, Colorado Retirement Guide
established retirement community
33
Retirement Score
Boulder, Colorado at a Glance
- Median Home Price
- $1,084,600
- State Income Tax
- State income tax; Social Security partially exempt for seniors; limited pension deduction.
- Avg January Low
- 14.8°F
- Cost of Living Index
- 102.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 33 / 100
Things to Consider
- higher state tax burden
Retirement Data
Affordability
Cost of Living Index
102.3 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$1,084,600High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$1,811High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
30 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security partially exempt for seniors; limited pension deduction.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
11 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
85.5 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
11 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
85.5°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
14.8°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
20.5"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
326 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
94.3 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
20.7 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
106,598High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
28.5High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
12.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$80,243High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
47.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
2.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
76.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
22.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
83.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
1.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
10.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
5.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Boulder using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$2,350
Stress-case monthly carrying cost
$2,639
Median home price used: $1,084,600
Median rent reference: $1,811 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.