Photo by Maxime Vermeil (@max.vrm) on Unsplash (https://unsplash.com/@maxvrm)
Boone, Iowa Retirement Guide
established retirement community
72
Retirement Score
Boone, Iowa at a Glance
- Median Home Price
- $142,200
- State Income Tax
- State income tax; Social Security and retirement income exempt for those 55+.
- Avg January Low
- 11.5°F
- Cost of Living Index
- 88.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 72 / 100
Retirement Data
Affordability
Cost of Living Index
88.4 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$142,200High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$837High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
60 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security and retirement income exempt for those 55+.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
94.3 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
45.2 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
94.3 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
83.2°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
11.5°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
31.4"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
292 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
11.1 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
12,482High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
38.5High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
17.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$64,192High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
72.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
5.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
22.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
8.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
92.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
1.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
3.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
0.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Boone using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$308
Stress-case monthly carrying cost
$346
Median home price used: $142,200
Median rent reference: $837 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.