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Boise, Idaho Retirement Guide
low crime rateestablished retirement community
43
Retirement Score
Boise, Idaho at a Glance
- Median Home Price
- $499,000
- State Income Tax
- State income tax; Social Security fully exempt; partial pension deduction.
- Avg January Low
- 23.7°F
- Cost of Living Index
- 91.8 (US avg = 100)
- Best For
- low crime rate, established retirement community
- RetireCityIQ Score
- 43 / 100
Things to Consider
- limited healthcare options
- very hot summers
Retirement Data
Affordability
Cost of Living Index
91.8 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$499,000High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$1,360High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; partial pension deduction.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
30.1 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
54.8 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
30.1 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
95.9°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
23.7°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
15"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
309 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
32.3 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
1.9 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
234,192High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
37.9High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
15.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$76,402High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
62.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
7.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
45.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
11.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
85.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
1.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
9.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
3.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Boise using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,081
Stress-case monthly carrying cost
$1,214
Median home price used: $499,000
Median rent reference: $1,360 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.