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Bloomington, Indiana Retirement Guide
58
Retirement Score
Bloomington, Indiana at a Glance
- Median Home Price
- $289,000
- State Income Tax
- State income tax; Social Security exempt; some retirement income deductions available.
- Avg January Low
- 25.2°F
- Cost of Living Index
- 91.9 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 58 / 100
Retirement Data
Affordability
Cost of Living Index
91.9 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$289,000High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$1,106High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; some retirement income deductions available.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
44.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
87.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
44.7 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
85.8°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
25.2°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
42.6"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
282 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
100 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
14 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
79,006High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
24.4High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
10.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$46,543High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
35.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
3.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
59.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
31.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
79.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
4.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
4.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
10.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Bloomington using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$626
Stress-case monthly carrying cost
$703
Median home price used: $289,000
Median rent reference: $1,106 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
CFCI
COMPREHENSIVE FINANCIAL CONSULTANTS INSTITUTIONAL, INC.
LAUGHLIN FINANCIAL LLC
HURLOW WEALTH MANAGEMENT GROUP, INC.
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