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Augusta, Georgia Retirement Guide
50
Retirement Score
Augusta, Georgia at a Glance
- Median Home Price
- $145,400
- State Income Tax
- State income tax; Social Security fully exempt; retirement income exclusion up to $65k.
- Avg January Low
- 15.2°F
- Cost of Living Index
- 95.7 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 50 / 100
Retirement Data
Affordability
Cost of Living Index
95.7 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$145,400High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$986High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; retirement income exclusion up to $65k.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
29.2 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
30.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
29.2 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
81.5°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
15.2°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
53.6"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
262 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
47 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
22.9 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
6.5 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
201,615High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
34.6High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
14.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$50,492High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
51.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
11.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
23.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
20.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
33.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
56.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
5.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Augusta using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$315
Stress-case monthly carrying cost
$354
Median home price used: $145,400
Median rent reference: $986 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
AP WEALTH MANAGEMENT
AP WEALTH MANAGEMENT, LLC
WYNN CAPITAL
WYNN CAPITAL LLC
ASSET ADVISORS
ASSET ADVISORS INVESTMENT MANAGEMENT, LLC
+20 more financial advisors available