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Athens, Georgia Retirement Guide
low crime rateestablished retirement community
47
Retirement Score
Athens, Georgia at a Glance
- Median Home Price
- $309,500
- State Income Tax
- State income tax; Social Security fully exempt; retirement income exclusion up to $65k.
- Avg January Low
- 41.2°F
- Cost of Living Index
- 95.7 (US avg = 100)
- Best For
- low crime rate, established retirement community
- RetireCityIQ Score
- 47 / 100
Things to Consider
- limited healthcare options
Retirement Data
Affordability
Cost of Living Index
95.7 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$309,500High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$1,082High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; retirement income exclusion up to $65k.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
18.6 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
53.8 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
18.6 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
94°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
41.2°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
18"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
332 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
78.2 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
47.3 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
8 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
126,672High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
28.7High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
11.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$47,798High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
40.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
4.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
48.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
27.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
58.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
26.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
11.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
4.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Athens using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$671
Stress-case monthly carrying cost
$753
Median home price used: $309,500
Median rent reference: $1,082 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.