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Athens, Alabama Retirement Guide
established retirement community
58
Retirement Score
Athens, Alabama at a Glance
- Median Home Price
- $224,200
- State Income Tax
- State income tax; Social Security and defined-benefit pensions fully exempt.
- Avg January Low
- N/A
- Cost of Living Index
- 88 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 58 / 100
Retirement Data
Affordability
Cost of Living Index
88 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$224,200High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$766High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
60 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security and defined-benefit pensions fully exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
44.9 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
38.1 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
44.9 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety Score
88.5 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
6.1 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
26,179High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
41.3High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
18.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$57,444High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
63.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
7.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
30.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
13.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
70.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
17.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
9.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
0.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Athens using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$486
Stress-case monthly carrying cost
$546
Median home price used: $224,200
Median rent reference: $766 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.