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Arroyo Grande, California Retirement Guide
established retirement community
55
Retirement Score
Arroyo Grande, California at a Glance
- Median Home Price
- $730,800
- State Income Tax
- State income tax; Social Security fully exempt; pension and retirement income generally taxable.
- Avg January Low
- 44.6°F
- Cost of Living Index
- 112.6 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 55 / 100
Retirement Data
Affordability
Cost of Living Index
112.6 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$730,800High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,993High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; pension and retirement income generally taxable.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
41.3 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
70°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
44.6°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
21.4"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
338 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
82.3 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
18.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0.9 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
18,435High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
45.3High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
24.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$99,143High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
62.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
39.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
6.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
78.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
0.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
16.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
3.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Arroyo Grande using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,583
Stress-case monthly carrying cost
$1,778
Median home price used: $730,800
Median rent reference: $1,993 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.