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Adrian, Michigan Retirement Guide
established retirement community
63
Retirement Score
Adrian, Michigan at a Glance
- Median Home Price
- $107,600
- State Income Tax
- State income tax; Social Security fully exempt; age-based pension deduction.
- Avg January Low
- 20.5°F
- Cost of Living Index
- 93.6 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 63 / 100
Retirement Data
Affordability
Cost of Living Index
93.6 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$107,600High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$894High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; age-based pension deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
57.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
65 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
57.1 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
84.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
20.5°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
32.8"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
260 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
85.1 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
68.3 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
20,607High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
34.9High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
18.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$40,797High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
53.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
4.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
20.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
23.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
84.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
4.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
21.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
0.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Adrian using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$233
Stress-case monthly carrying cost
$262
Median home price used: $107,600
Median rent reference: $894 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.