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Grand Island, Nebraska Retirement Guide
established retirement community
55
Retirement Score
Grand Island, Nebraska at a Glance
- Median Home Price
- $183,700
- State Income Tax
- State income tax; Social Security fully exempt starting 2025; partial pension deductions.
- Avg January Low
- 17.5°F
- Cost of Living Index
- 89.8 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 55 / 100
Things to Consider
- harsh winters
Retirement Data
Affordability
Cost of Living Index
89.8 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$183,700High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$886High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt starting 2025; partial pension deductions.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
44.5 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
45.1 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
44.5 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
85.9°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
17.5°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
21.6"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
312 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
10.8 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
1.6 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
52,822High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
35.0High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
15.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$59,061High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
58.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
6.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
20.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
13.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
68.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
4.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
34.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
1.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Grand Island using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$398
Stress-case monthly carrying cost
$447
Median home price used: $183,700
Median rent reference: $886 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.